You should always consult your own financial planning, tax, and legal advisors to determine if a fixed annuity, fixed indexed annuity, immediate annuity, longevity annuity, or Qualified Longevity Annuity Contract is suitable for your financial situation. Kiara Caudill California License: 4109080. Please call (855) 583-1104 if you have any questions or concerns. The information presented here is not a representation of the suitability of any concept or product(s) for an individual and is not tax or legal advice. All annuity rates are subject to individual insurance company approval. Annuities are subject to the terms and conditions of the specific contract issued by the insurance company. The information presented here is not a representation regarding the suitability of any concept or product(s) for an individual and it does not provide financial planning, tax, or legal advice. We strongly suggest you consult with financial planning, tax, and legal advisors to determine if an annuity is suitable for your financial situation. Home / Why Fixed Annuities / Fixed Annuity Rates Fixed Annuity Rates View fixed annuity rates for each product, updated as of the most current date. At the end of the term, your money could be withdrawn or put into a new annuity-with luck, at a higher rate. Please refer to each insurance company’s complete product information before making any decision. New York Life Secure Term MVA II 6 High-Band (MVA) 6 yrs. Annuity rates change frequently and with extraordinarily little notice. Insurance companies may change their products’ terms and information at any time and without notice. We make significant efforts to ensure the accuracy of the information listed on our website however, the values listed here are not guaranteed. None of the information presented on is a recommendation to purchase an annuity, and you should not consider it to be advice or a recommendation.Īnnuity contract features described may not be current and many annuity contracts have state-specific versions and may not be available in all states. The information available on or through is intended only to be a comparison tool, and you should only consider it to be a supplement to the full information provided by the issuing insurance company, or your financial adviser, if applicable. My Annuity Store, Inc., is a licensed fixed annuity producer and does not advise clients on the purchase of non-fixed annuity products. ![]() Guarantees are subject to the claims-paying ability of the insurer. New York Life offers some very strong variable annuity options, including the ability to withdraw 10 of the account without penalty, and a minimum account value of only 2,500. Guarantees based on the financial strength and claims paying ability of the issuing company.Annuities are distributed by My Annuity Store, Inc. Please review the contract or product disclosure for more information.Įagle Life Insurance Company ® does not offer legal, investment, or tax advice. * Benefit not guaranteed and subject to changeįeatures and benefits may vary by product and state. Additional liquidity may be available if the annuitant is placed in a nursing home or diagnosed with a terminal illness (varies by state, product and issue age)Įagle Life offers fixed annuity products that provide different benefits and terms.Systematic withdrawals of interest or amounts to satisfy the IRS minimum distributions are accessible immediately See footnote *.Tax-deferred growth – Taxes are not owed on earned interest until a withdrawal is made from the contract.Lifetime Income Options – Convert part of retirement funds into a stream of guaranteed, lifetime payments.By the way, a guaranteed income annuity lasts for your entire lifeno matter what the data says. Principal Protection – All premiums and interest increases are safe from index volatility until a withdrawal is taken. Here’s some data on the likelihood of a current 65-year-old living 10, 20, and 30 more years.Guaranteed Rate – A competitive rate is declared at the beginning, and guaranteed for a set period of time.Providers can allow discretionary excess interest, or adjusted rates, based on market earnings. That money is able to grow tax-deferred until an income payment is taken. An excess interest annuity has a fixed minimum interest rate over the life of the contract, typically ranging from 1 percent to 3 percent. A fixed annuity offers predictable interest growth, with a competitive rate guaranteed for a specified number of years. What is a fixed annuity?Ī fixed annuity is a contract between you and Eagle Life. When the annuity is converted over into an income stream, you have. Provide clients the stability of a declared interest rate, guaranteed for the length of the contract. Purchase payments into this annuity can be as low as just 5,000 and as high as 1 million.
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